Here's the catch: when you go to an in-network provider, they often inflate their prices so they can offer you a “discount.” It sounds like a scam, and honestly, it kind of is. But there's a smarter way to use your vision plan—or even skip it altogether—without sacrificing quality or value.

Whether you have a vision plan or not, there are smart strategies to get better eyewear at a better price. Here’s how to make the most of your options:

If You Have a Vision Plan

You or your employer paid for this plan, so it makes sense to use it before dropping it during open enrollment. But here's the trick: instead of going to an in-network provider, consider using out-of-network coverage. Many brands that aren't part of the vision plan network offer similar (or even better) pricing, especially if you can get reimbursement.

At David Kind, we help our customers find out if they're eligible for reimbursement through their vision plan. Our team of opticians can check what benefits are available based on your specific plan. If you're unsure, just reach out—we’re here to help you maximize your coverage.

Check Reimbursement Benefits

If You Don’t Have a Vision Plan

Great news—you're already ahead of the game. The traditional vision plan model is outdated, and more people are choosing to pay directly for better quality and service. However, if you still have a vision plan, here are some tips to consider when deciding whether to keep or drop it:

• Tell your optometrist you don’t have a vision plan. Many doctors would prefer to work with patients who pay directly, as they’re tired of the system. Ask if they offer discounted rates for those without vision plans.
• Use your medical insurance. Most medical plans will cover your eye exam if you have a condition like dry eyes, cataracts, glaucoma, or other eye-related issues. Be sure to mention any symptoms when booking your appointment.
• Use your FSA or HSA. These accounts allow you to set aside pre-tax dollars for healthcare expenses, including eyewear. This can save you a significant amount of money in taxes.
• Shop directly from trusted brands. Brands like David Kind offer high-quality frames at transparent prices, without the inflated costs of in-network providers. We partner with top manufacturers in Japan and Italy, and we provide a home try-on experience to ensure you get the perfect fit.

Our frames are made with premium materials and crafted by skilled artisans, ensuring long-lasting durability. Plus, we offer a 10-year warranty and full support throughout the ordering process. Whether you're looking for everyday glasses, prescription sunglasses, or something unique, we’ve got you covered.

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